WORD>Audio & Video on Demand>>Bob McLain 11-15 hr 2

Bob McLain 11-15 hr 2

Nov 15, 2013|

Experts from Limestone College talk to Bob about the econlmy; Free for all Friday

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Automatically Generated Transcript (may not be 100% accurate)

And clay. -- -- -- Welcome salutation and we'll work week at a -- on field. In name here. 59 minutes from now we will officially kicked off the weekend and -- -- moment. Too soon and here we go getting under way with our -- truly monumental -- radio program. And as always on me in the last four days a week it is -- Friday free for all they all speak. And not a couple of special feature story today because we had Jack Grover. Here in the last hour and this hour and given the state of the economy this. I I thought it would be a valuable. Time forced him. Bring back another ask the experts section your neighborhood and remember that at some point in the past. We we did a job postings on the air and we thought we'd sort of take a different spin on that this hour and bring in some of our friends that want some college you specialize in now become topics. And not go over a couple of things that we thought might be of value to you so under distinctly in just a minute in the meantime. Here are the Ingles advantage top line numbers for you to use. In Greeneville 232 WORD. 2329673. Spartanburg. The only thing different is the prefix 574. W -- RD. -- line number if that is your preferred mode of communication is 71307. My email address Bob all one word at Yahoo.com. FaceBook dot com and twitter.com. Slash news radio. WORG only introducing in my in my two guests joining me in the studio and thanks guys appreciate very much your coming down from limestone. Today to be with a -- to see again haven't had an opportunity to see. In a while Brandon Gibson. And a doctor Michael sharp guys could do a good to have a year. You bet if you will open kind of we know to my concern they're kind of directional and if you get too far back from until the party here. You guys have then obviously on a on a daily basis keeping up. With what's going on of the economic picture of the country because you deal with that with that -- your students on a daily basis. Michael let me start we -- what -- what is the -- -- that issue that is uppermost in the minds of people that you talked with when the issue is the economy. I think -- unemployment rate it is is one of the major things that people are concerned about and that's one of the reasons we wanted to come here because when you look at the statistics for unemployment. There much lower for college graduates and they are for not college graduates and on the living I just looked it up and the unemployment rate for high school graduates about eight point 3% didn't. And when you look at those with a college degree it goes down almost in half to four and a half percent well and not brands in charge of our MBA program and brought those with aid master's degree in employment rate does down to three and a half percent. Those are certainly good numbers and and obviously. That would serve as an incentive for folks -- who -- thinking about continuing their education to do that looking ahead. Into next year. A Brandon what are what are the the hiring projections and you guys talked with -- employers. All the time that's that's part of what you do in your job placement program what are the what are the hiring projections look like. But for the year ahead. -- -- -- Think it inadvertently had a Mike turned off. It's probably lies it's probably. This year employers are projected are 13%. More college graduates than they did in 2012. In fields the number one field being finance ironically enough so hopefully somebody can get everything fixed force. Computer science and information accounting business administration management. I'm mechanical engineering. Management information systems electrical engineering. Computer engineering marketing and economic. Round out the top ten hiring fields for for this coming year interesting and and and so it's not all in in technical fields like engineering correct. -- primarily its finance accounting business related fields like marketing and management on those areas where it seems most of the college graduates would be able to find jobs relatively easy. I'm sure you guys know and and Michael you're a veteran film by the way happy veterans day belatedly to -- -- -- appreciate that there are many south Carolinians. Who have. Serve their country in the military either active duty or maybe inner reserve role maybe in a National Guard role. We've seen how many rotations on of these individuals have gone through. And and some album in coming back have obviously had a difficult time finding employment. What are the advantages that are offered now by the government for for veterans. Who have military service that could -- be able to take advantage of the they might be aware of. Sure well for awhile there you know there were talks where's the veterans' benefits for education we're going to be suspended that lasted all of about a week and a half. -- is a good thing because we all know you know this service that these men and women give us the last thing we need to do is to take away something that they can use when they come back right we do our part -- of college because we are military friendly -- we offer. Half. Tuition for active duty military personnel. So would only cost 50% as much Yasser. That's pretty good deal it's a real good to -- -- members of the guard reservists well gosh. That's a year pretty intimidating person right here that navy seal had. I do just Grover was given me a hard time about this today too and I just. Apologized to him because Michael of course is from another branch of service. The the army and soon there is a little antipathy their for are our friends and maybe but I did just accidentally. Grab this one no purely random today was not selected -- intent whatsoever as we say in the army -- navy it's not just color. Guys one of the things that the people who are thinking about continuing their education to increase. Their hire ability. Or two increased. The of that trajectory of their career because they've gone back to and to get an advanced degree. Is that cost associated with especially in this economy. How tough is it. Well it's really easier than than people might think it all starts with checking your employer you're currently employed -- many employers -- tuition reimbursement programs on. You wanna race take advantage of the free money that's out there even -- it's only 3000 dollars a year. That's 3000 dollars less than you have to take out instant want. I'm now obviously under -- graduated kind of structured a little differently there are some scholarships and grants available for undergraduates. However for grad school there's really not but it all starts by -- and now a fast for a free application for Federal Student Aid. And you do that FA AF. -- dot ED dot gov fast for a dot -- dot golf. And we encourage our students are potential students anywhere to do that early. On -- it doesn't. Require you to take any or all of the finds that your -- for right the process has gotten much easier because now it's tied into the IRS database tool. And it will pool your information directly from -- database I've been it will. I -- and say you know used to have to have a Ph.D. -- -- to be able to elaborate at this stupid thing by now you don't really is it cut about twenty to thirty minutes out of that it's it's really helpful but it can take up to six weeks if you're if you're called for an -- can -- six weeks. For us to be able to verify day. Everything's complete and your radios or if you're ready to start classes at the first of the year and he now is really the time -- -- enjoyable morning get that field. You gotta make sure you have enough lead time for a kid to take effect the website again is when we see if I got its FAS. FAA. FA half -- FA elf as right yes FAA FSA. Dot ED. -- -- -- Great myself get in world -- put that -- on the website for a lot of people listening in cars and have a chance still to write to adapt -- -- -- -- that guys because last night. Dave Ramsey was in town and he talks a lot about the financial. Dealings today how to get yourself out of -- His daughter Rachel crews also spoke last night and she deals directly with the younger audience with people they're college age or about to enter college. And one of the things that she was stressing was. Application for scholarships and she told a story about of a friend of hers whose mother. When she was I guess. Her senior year in the fall of her senior year in high school insisted. Her mom insisted. That -- fill out to application for scholarships. Every day of the week. Some of them were scholarships and a -- pay 300 dollars 500 dollars 750000. Dollars. You put enough small pebbles into a pie hole. And pretty -- you got a pretty big stat yet she ended up actually being able to acquire a multitude of scholarships enough. Of the small ones that the first three years of her college education were paid for and she worked during that period of time as well so when she got to college. Zero debt. That's amazing that and that's great and that's that that's the best thing to do if you can do it. -- like I said use those employers reimbursement plans you know not everybody's gifted enough to. Play a sport or play an instrument right but were all Smart enough to use the talents that we've got. And -- little research and little elbow -- never heard anybody especially when it pays off in the long run when when you all have applicants come do you do you see him from every spectrum of of the population every walk of life we do. We do we have the traditional eighteen to 22 year old didn't have that the nontraditional students who would be anyone -- Whether there are they overseas in the military right now fighting many of them. The cause of the Internet are able to take advantage of that half tuition discount rate right take classes and earn a degree in. Some down time that they may have. They've really come from any and every background. That's the other aspect that we hadn't really touched on yet is the only line part I know that ten years ago. When I went back to school to a study meteorology and I think Michael shared this review and we met before. It was the stone age you know and an idea who went through program at Mississippi State University they or. They were in the forefront of this kind of stuff -- I'm -- you guys have been doing on my staff for years Mississippi State had as well. But in those days they actually sent out a video cassette. There was a taped the lecture and you sat down and you watch the professor deliver a dry taped the lecture. And then we had done the testing that was -- do the National Weather Service office and that's where we went for the testing aspect of it. But comparatively between. Then and now it's like going from a model teed. While Ferrari is right it is there's so many different aspects of the online learning experience webinars conference calls. -- YouTube videos. Internally that are shot and also externally con academy has got some great topics out there didn't pull -- And this might be a good chance for Michael as an instructor to kind of talk a little bit about. How he structures some of his classes when he does the online piece for the MBA program -- how does that work my. Ethic ethic and and what we try to do it especially in the MBA program. At limestone is. Try to give everybody an opportunity and you know while it might be simulations might be doing. In economics which is pricing and -- in the marketing. Wore on we. We believe in the Harvard business model where. We used to a lot of case study analyses right where were taken real companies that have had real problems. And no one of the cool things this is that you know many companies there's so much information out there and one of the tough things. On that managers have to do -- kind of -- through. All those weeds to try to get to the actual problem yet to find the nugget bright and and that's what we do a lot in our online programs. Limestone. And I think a lot of other schools do as well right one of the tough things about today is there so many schools out there offering. Online degree he -- to China to try to narrow it down and pick the one that is right for you I. I know that in in your particular situation limestone one of the things I like about limestone that that you guys made me aware of and that I think is a big positive is that. I don't wanna make this sound like it's a derogatory but you guys are not staffed. With a bunch of ivory tower acted the nation's do you have people as instructors who actually have been there done that and gotten the teacher. So -- political things especially in the business department I'm all of our faculty members have either Ph.D. a doctorate in their field or a CPA if they're teaching accounting move on in addition to that. Our average. Instructor has fifteen years of business experience so not only we had that education and theory behind it. But we've actually kind of -- didn't walk the walk kind of -- thing here -- and that isn't the case at many schools. And many schools you have on their staff -- Just tons of adjuncts net may or may not have the same. Background. And not education background and experience in the job. Force essentially part time professor writes yeah. Well it's it's great to have you guys here thank you for sharing your expertise in -- knowledge about where we're going and 2014 in terms of the hiring market. And the advantages -- online offers a through -- -- because I think it's great program and I'm happy to be able to have an opportunity to share the story about it. -- you guys here today and an -- the commercials that we run through the course of the days weeks months as well concerning its heroic. Valuable program appreciate your time very much -- that I have and a lot of pleasure thanks for being here guys 21 after four -- take a quick break here. And then right back with more and now more of your phone calls are on the way as well Friday free for all. Here on WOR DS we check real time traffic for the first time this afternoon and here's annual arts. But you've been through everything bigger -- Playing in this. -- Tyrone Davis in the background turn back the hands of time. 26 after four I guess I'm good enough on the way down. During the break. New Rasmussen poll without -- 62%. Of poll respondents believe that Bill Clinton. Was a better president. Then Barack Hussein Obama. Hmm yeah. And -- I couldn't help at the thought that immediately lead to an in my mind was ever heard the expression. Damning with faint praise. That's pretty much the definition of it when 62% of Americans think Clinton was a better president. He can't go on that they then they asked her unquestioned and I. They should've thought Obama is better than Carter. Millions he's the number on that 27 after four back in the polls -- -- thanks -- patiently waiting as we had two beautiful Campobello. And bring in Mike -- above -- actual hello Michael -- Very very good body questioned -- it -- great actually yeah. -- I guess you can answer one the date rarity Foreign Ministry showed it you have attaches to the character. Our national. Are only for bounced 45 months. I have missed well I lessen terrorist is out of the United Airlines is gonna agreement. Yeah sorry that sorry that you miss -- we we did run now. Some fairly heavy advertising -- and it was almost sold out moved within maybe a hundred people who aren't certain they are about 2200 their last night so. Two -- quick comment. Changing your Dylan here for a lunch sort talking about financing or those careers where. I think -- a lot of opportunity. Well we've certainly had our that it -- -- -- -- -- out there. That was the perfect guy who can't. Ethics morals and a proven track record but no way we wouldn't -- and that now. Can you imagine announced that it is funny mention that Mike has a stake in the other day can you imagine. How much better shape the economy would be -- today setting obamacare assigned as a as a separate issue just how much better the economy would be. With some free market principles applied from the government where they they'll lift. Although the ham stringing rules and regulations and everything else that are holding back. Free markets. I can imagine what that -- sure what makes you think it's cynical though and think. What wait what they have ever really been able to brought the brought to fruition adopted to Democrats sort of allowed that -- have been bogged down into. We can't fight. Well you got a point because I mean you know look how many bills the Republicans have sent over from the house. Since they have since the GOP took control of the house and twenty -- and how many of them have gone into Harry -- trash -- which is not heard a 100% up. Either state I have a serious question should. Hello -- -- -- so -- In order mandates. That and you started you know a lot more Rottweiler try to -- -- When employer mandate kicks in 2015. Besides what it says on the space that it's here and -- were so many people. You have to now provide a plan or face a penalty. Is there something out I'm this cynical enough to think that really behind this. There's they've -- are now to get employers. Offer. Providing a plan whatsoever pushed everybody -- national player. If there is what's the mechanism for doing that that out. That that what is still what would have to be put in place but you're right I mean that is the template. They want. The goal -- of the progressives. Is to force enough employers to drop. -- insurance plans entirely. Dumping all these people into the mass of Obama care. And then at that point when people become acclimated to that like the fraud being boiled in the pot in -- water turned up gradually. Eventually. They would work all of that over and transition into a single Payer system that the government would run. -- the -- driven by just frustration by the people. It would be driven by the fact that the businesses would no longer find it financially viable. To maintain health insurance policies for their employees so they would have to dump their policies putting all those people into obamacare so they would already be in the mix to begin. So world -- stairs -- -- That principle anyway. Is that free market not existing. Would drive that. Elements are free market at a business. And in fact the intent is to kill off. Other health care free market right. Let -- -- a different folders are thrilled to do that we have to. They would force the company institute that the choice that they have is horse and Detroit's that they are states where. And they've -- people worried short people who are under the individual mandate right now are discovering exactly that you know Obama can can talk all day and all night. About sub standard plans and all the rest but when people actually discover in the real world. That they are being asked to pay substantially more money with substantially higher out of pocket expenses associated with it. They don't want any part of the plans are being offered. -- -- I just at where we're brilliantly hander and how in order Allegheny it's employers to stop. Delivering plans -- absolutely. In the big guns aren't because the the penalties on the employers would be so punitive that they could no longer a -- Or on the employers. -- Yes. Right and so they would dump them they would take -- look rather than pay the fines that are associated with this we're just gonna kill off our healthcare program and -- these people into obamacare. That's that's what the administration is open for. Well recipes and -- messenger already offered a plan does not factor. So what would -- be. Well the the penalty is a financial. They they would have to pay a fine for for everybody. Over a certain number of employees. Others say big employers play is providing a health program already say threw around. -- -- -- also very got to plan so they're fully compliant with obamacare. By a providing insurance -- other employees. If if they have a plan that is in compliance but many of them don't and and there's the -- I cannot allow me probably -- -- these exact. Opposite thank you. Thank you thank you Mike I appreciate the call very much for 33 -- time take a break for that and then right back more vehicles are on the way here on the body -- -- Friday free for all. WORD. 1063. Like Victor welcome back for 38. Not this woman. Pictures of my. So much wrong. With obamacare this setting aside totally the issue of the none. Functioning. Web site. Well -- they've they've got the website rolling. And it it's it's rolling. Like a refrigerator through -- -- blog is away at rolling. But I mean look look at it on its face it forces. For the first time in the history of the United States of America. Force citizens to buy a product. Mandates. That they do sue under penalty of law and in addition. And here's where it it also violates the constitution it in denies. Religious freedom. Because it insists. That you have to pay. In your signing up for this obamacare whatever planet is. You have to pay for things like abortion to fund those and birth control products and in direct contravention. On many people's religious beliefs so. But whatever happened to freedom of religion -- under obamacare back to the phones we go out of easily next and bring in Jim -- Jim and welcome to the program. Are you doing today big made so far so good. Let me start off by saying what -- -- -- is always standing in our department go do it they can check. At some visited the full sized fire truck. Does it does seem like kind of you know dropping and a bomb on an ant -- done. Brought to this is what I witnessed yesterday okay all right I was at the O'Reilly -- -- park -- remember -- -- had to go when they had to give a little in order for -- -- And as I was pulling in here go and build a full -- -- fire department. It was a good look at the latter. Not what and one of those who got it got the novel and it took us in Lebanon. I'll go to carries water to pump. Are well anyway act alone or get up -- an end up talking to partners as well the performing at safety checks -- -- about just returning a part. -- And I'm like what. He is just returning a partner now that gets to the next question no I mean every fire department has made official pick up truck right. You -- or or some sort of sit and that the chief fuses yeah. It sort -- own personal vehicle yes. OK so after I came home last night and says that at worst but that's little -- make a few phone call today it is all right well there are artistic the -- -- -- national fire department people aren't so I called and I explained exactly what I just told you. To the young very very nice young lady. And India's immediate claim to let -- -- know we don't handled it that would be county not simple is direct hit conscience -- somewhere over Greenville county -- -- -- Colin and ask that's the question I just pressed you to sit a certain she gave me this number. Now this number is 4677. Even -- Lieberman. Talk about somebody. But let me take you what I thought what -- the same spiel would know about it what I saw all -- Washington as well you can get picked it up. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- Anything else it no man didn't -- And that it is that was look at -- -- -- melding the B word right. That -- -- -- they -- phone calls -- to help make a bomb making more phone calls up like come -- but what I care about exactly and -- what the people Berea the taxpayers are. Think about. A great that she's got a truck continued to -- replaced department you know I don't think is part wade. But thousand pounds and. -- didn't necessarily have to be loaded aboard the fire truck to take it back. Did the L rightly points. Perhaps rightly so and I just -- -- -- -- pick on the fires they do a fantastic job to do. You know there -- people in the gut and in my opinion about two years ago nobody was five dollars a gallon yeah. You know and I called and I got raked over the coals because these guys down -- a little Bill Lester our -- they would just let them. -- -- -- Here's here's a question occurs to me to the part that they were returning to where they -- attorney did say they were exchanging the Parker. It would return -- -- you know returning it who wasn't a part. Not that I know I didn't ask him what to order a wonderful was parked the truck apart from their personal vehicles I -- No but still he's that it kind of beg the question -- -- that nobody -- -- out here. In Naples that opportunity -- exchange for yeah. They're if it does seem -- Well. And wasteful is the word that comes to mind. All right a little -- you'll have. -- -- -- -- How much on customer service and getting to Gaza into the weekend now. He and Jim got on her last year 17 before 5 o'clock. -- -- for 49 now 11 before 5 o'clock. And I only get a search about fire department. They're really phone lines and via text messages 17130. Cent. Bob May be the upon the truck was in -- from an official call. Disney money needs don't mind his own business. I'm Bob -- this fellow once it's an alarm comes -- and while they're returning hearts. You'd be better to respond to the flyer or jump in the pick up the drawback to this nation and get a -- remembers. OK but it doesn't think everybody fired six should you return to Florida and. I'm Bob but I'm glad things sort of at the pump -- -- story I. Nicole to clear springs to awhile back I'd -- a glass I gas stove top now and it was quick and called for a backup husband -- that big gets like could not find the gas cut off. So I ask for someone not to run a pick up over I got a sweet young man. With he was an idea of a pickup truck. I -- since marked bad valve with red nail polish know in Dara Singh repeats for me from -- Thank you -- want to use -- for that nail polish. I'm Bob reminder caller about the fire truck and all emergency vehicles are required to have a run time of the engine daily. As a preventive and -- Readiness maintenance and operational check even more so when the weather turns cold. To sit and idol reportedly driven down street is the same thing. Diesel might be expensive but so someone's house that responders cannot reach due to engine failure. Got a point back to the phones Leo let's send to us Spartanburg and bring in Ross on the body -- payrolls are your front. And their own well being and I need to on this -- -- -- -- I have to comment but I don't know I'll hounding him about -- platform -- -- -- GOP. Thought you have been or commentators doubting. A review rubio -- fruit Honolulu Amanda. And the whole past direct presidency. You know redeem him up as the GOP have crumbled Mark -- I have or -- Bernard and the back part. I heard some of their own referring. I'm not I don't think your assessment is incorrect and all I think they have. Folded like a cheap suit I mean they they just recently did it when they were in the battle over the budget. Yeah I have to wonder billions more earned as a probable -- -- great background. Alberto they have very give. The senate backed the deal what mom. Other woman were viable candidate for president as only come from my home -- -- probably a deal pretty. Well. I think in large measure. The future of the GOP in the 2014 election and looking ahead of the presidential race in 2016. Depends on how they play their hand. In this whole business over obamacare if they're able to get it repealed and I think the time is ripe. -- it's never been a more. Profitable position for them to be and then they are right now if they're able to take advantage of that and get something done I think they can. Restore some integrity to the base and if they don't. Future of that party is up for grabs. Yeah I would definitely have some political capital whether it's very effective there's something what they're somewhat agreeing on the map. Absolutely Ross I gotta run but I thank you very much for the calls her. 453 at seven minutes now before five. As we check real time traffic again this afternoon is any robards ready to go to. -- Our number two has just zip on. Fluent Tony if you will and Campanella and created an agreement stay right there because I'm right on top of the news here top of the hour the -- Coming back on the other side. We will of course kick off weekend and then I'll get right to more vehicles here in the third and final hour. Having grown up and get caught up only text messages to the business. Wouldn't miss. So stick around -- that is on the way you know it's really Friday free for all here on the Hollywood action. -- time right now it's 5 o'clock.