Well good afternoon in a very merry -- Christmas to you how in the world you I'm Tony dale sitting in. For Obama claimed today and tomorrow and and it's going to be here. After having just a wonderful. Christmas my first. Christmas with my wife permit that and her house it was so cool looks just slip quietly. Back -- His most she'll mellow. Happy Christmas ever. And a and I just too good. And listen of course this is talk radio means that you and I -- not just me and their. There is so much to talk about I'm not joking if you could see. The entire console -- just cover it. We various articles and things going all and -- I want you to participate in this and in -- is so easy -- All you have to do is call me 2329673. If you are in Greenville if you're in Spartanburg it is 574. 92 of three and of course there's the text line 71307. All of these work. And I'm going to lay out of the number of things. But we're discussing -- to talk about them. There's always the show is open to pretty much whatever point of view in whatever ideas you want to entertain so we're going to do it. I like to start this. I think that we. -- -- let me begin pricing many of you may -- -- I used to be a meteorologist for many many many years. -- sort of channel seven. Studied meteorology was you know -- meteorologist -- and and I am always been fascinated in forecasting. Thing to not get it started -- cue with where they're -- it morphed over the years and is trying to forecasting Vincent. And see where. Twins were going in and try to understand at the time what things -- going he has huge. Amounts. What I do for a living is based on that very thing you know I'm in a retirement -- -- nine and I've been pretty pretty good anchor thank god. About for seeing trends and and and getting my clients protected from things that my point is this. We come to the end of 2013 which has been a tumultuous year obviously. In so many ways. And we're getting ready to go into 2014. And just from a personal observation I realize this is somewhat anecdotal but. From talking to clients and I talked to a lot of people the course of the year. I get this this sort of feeling of all extra grid. That permeates much of the thinking of so many people I talked about. What they're seen in what they feel is coming in and it's hard for them to articulate why. So I'm going to try -- to lay out. Some forecast I guess you could say or some trend lines that are put. That are all -- we walls and all come to bear on what is going to be career I think starting. In the new year and going on for quite some time and as part of this would back when I worked as there is a meteorologist. We always have weather observers. He had people in various places they would call in and say you know that. I see this or here's what's happening here and so forth it's in a way that's kind of what you are as a listening to a show like this is your -- observer of the culture in this case and so. It would be a welcome thing for you to chime in when I begin at least some of these things -- and and give me observations of what you see what you feel what you. What you think he's coming. In the midst of all this. So I'm going to start. With some polling. That I think is of interest. This is from CNN. Democrats of lost the advantage -- Republicans the slight edge in the battle for the control of congress. In a steady chose -- pray -- President Obama is dragging down the democratic congressional candidates for the 2014 election. And with only three in ten registered voters extremely or very enthusiastic about voting so. Two months ago Democrats held a 450. Rather to 42 advantage. Among registered voters in a generic ballot which just had to would you choose from Democrat Republican. Well. In the new survey that is completely shifted around and now. It is Republicans 49 Democrats 44 so that thirteen point swing in two months time and of course what has happened in the last two months. The rolling out of obamacare but something even bigger. Something even bigger in this -- is virtually all movement toward the GOP has come among men. 54% of female voters still chose democratic Conn candidates not in October. Now that is and has dropped. 246 nonetheless. Women still. Seem to be buying -- now the reason that is so interest -- comedian is just stick with me because there does these things are all connected. It is of interest because we have witnessed. In my opinion the most blatant. Bald faced. Lie and by a president other than Richard Nixon. Manner only in gagged against Bill Clinton but it was it was about something far less important. So I think most people would agree with pollute a fact which has just rolled out the lie of the year which probably comes as no surprise to you. Barack Obama if you like your health care plan you can keep it. But I think maybe the bigger stories that Americans is this poll William and -- are beginning to awaken to trust what he radical. Things happened to their country. Over the last five years in particular just in the last few months since the rollout of obamacare and it. I know. It's easy to get obamacare fatigue. When you hear about it talk about a particular. But this is one of the biggest events of your life that's under way right here. Is I'm going to amply demonstrate as we talk about what's coming what's underway. So. This is nothing short of a full scale federal. Takeover. This whole or you can keep your plan if you like it. It was just a bald faced lie and it was done on purpose. So that it would keep people. In the darkened mollified until it was too late for them to do anything about it it was designed to throw people off their plants. It was designed. To force people to buy more expensive insurance in the net effect of it now. Is that so far close to seven million have lost their private insurance and man is just the start things he's going to get worse. Next year or 75 million Americans. Are going to find out what happens when they're the employers decide -- In a fair few of them will no doubt. So I have many questions here but the one of the first questions I would like to policy here because it it it it strikes me. Let me put it this. And I think if you're a woman you're going to agreements. When it comes to personal relationships. Women. Ones some. Want honesty probably more than any other thing. If they are involved with a man. If he lies to them. He -- he's not gonna get away with a very long before they're not gonna wanna put up with the I think you would agree that honesty is a pretty important characteristic to woman it is to all of us but women in particular. And another thing it is extremely important to women -- security. Well everything that's going on with this entire plan should be making women feel enormously insecure because. Many of you are going to if you have no way to find that you might even -- or insurance or the cost of your insurance is going to go out. Tremendously. So the first thing that puzzles me about all of this. Is how in the world is possible. For women to continue to stick. With this. Obviously dishonest policies of this president. And of course it. Lest we forget it isn't just the press. The entire Democratic Party went a long practice the entire Republican Party did not. So now they are brand. And the brand is obamacare they Wear the obamacare branding and it is and not a good thing for them. I believe this CNN poll is the beginning of something. May be may be obamacare will be gift the keeps on giving. May be the result of all of these things will discuss today in the course of this are going to be. Are going to be a good thing but let me tell you the bad thing. That is under. 2014 is going to be. A year of conflict. On a whole lot of different levels there is going to be cultural conflict that you have never seen before in this business with the the -- dynasty is just. The tip of an iceberg this has been slowly naturally. Forming ice in -- be bigger and bigger and now. Is the very Titanic that our nation is getting ready to. Crash into. The warning lights that collects bombs going off on the vote. Warning warning warning Lotta people are not listening. We have a president that -- in the short duration of five years created more divisiveness. More. -- From between different groups be they racial. Or sexual orientation groups. Socioeconomic. Groups. -- he is he is the great divide. And this is not by accident. The Democratic Party. For purely monetary and political reasons and I say monetary because in this case money is everything. Had made a concerted effort to attack fought. Speech religion. And this is nothing new if you go back and read rules for radical -- and -- book which. Obama knew him. Obama's read the book. He was a community organizer in the very city where solid -- practiced his trade. Here's what the book teaches. If you want to effect change what you do if you encouraged grievance. You divided community. You create and fanned the flames of conflict you put. Government power in the middle of every social problem. And because they are putting their political. Interests before this did the sanctity. In unity of the United States. They are setting us up for a clash of cultures. That is going to potentially be a very ugly unpleasant thing. It is should be of great concern. I -- we just couldn't obamacare is going to read -- kindly let me just give you an economic and may give you many different things to think about it this is this is. Today from the Washington examiner. A top financial advisor and worry that Obama care. Inspiring. Spiraling national debt is increasing the chances for fiscal and social disaster and he's recommending Americans prepare bug out bags include food a gun ammo. To help them stay alive. John David Morocco Wall Street expert financial advisor -- Forbes contributor says firearms in the last thing on the list but they're on there. There are some terrible people in this world and you were safer when you're trusted neighbors have firearms. In his memo is addressing the potential for what he's calling -- financial apocalypse. And he said there is a possibility of a precipitous decline although a long and drawn out may raise as much more likely pointed all of this is. Obama is wrecking the economy and why he's doing he's trying to as always shift the blame. To. The upper income people because in the end this is all about we do redistribution. Taking from people who have given -- to those who were not. Do and doing. And well I'm gonna come back I want will will delve into the financial part of this equation is as did the near and dear to my heart. But he ought to be near and dear to your hardly tell you why. Because my friends. Is all gonna come down. Sooner or later. To your pocketbook. How much your money do you get the key -- -- how much goes to government. And I'm gonna try to lay had a case today for you that. You better hold on tight to your wallet. Because this guy and his minions have any intention of if they could turning this into the Soviet Union. To stick around. And by the way. As I say you may call putting your own two cents worth and don't mean anything you want to but I get plenty of hold forth on so. I'm Tony Daly for Bob McClain is quiet day after Christmas everybody go shopping and doing the things so these are the days when talk show hosts do a lot of -- And I plan to its -- we've got to get -- this. Welcome back to the Bob McLean -- attorney alien for Bob. And of course we have open line is wide open lines actually 23 to 973 in. It's Greenville Spartanburg. 749673. In their courses these -- line. And of that is 71307. You can use any or all of those and be happy to -- itself. The president gave a speech. He gave a speech about true week. And in the speech he made a case that inequality. Of income was our greatest problem. No other president not won -- forward to his guns. Is it replaced inequality above economic growth is the organizing principle of our economy but notice. So there's a piece in the Wall Street Journal. It was Monday saved because the quote couples that -- you need to know. First double the measure of in quote. Was the information that stated that bomb was you withdrawing. Defining money income. Without including. Taxes transfer payments Medicare -- keep nutrition assistance or income tax -- Or costly employee benefits such as health insurance and leisure countered in his inequality. All of these things ignore America's. Highly progressive income tax system and all of the benefits and transfer payments that are going all. So once the effect of taxes and transfer payments is taken into account inequality actually has declined one point 8%. During his sixteen years between 93 in 2009 let me give you just an example this. A report we last week came -- before. It showed. That. The top 40%. Of income workers which would be fair -- -- middle class people here. Pay a 109%. Of the taxes. I think -- well freedom that you pay a 109%. And leaving more than all. Let me centuries. Because the bottom 40%. Not only pays no taxes but they get. Earned income tax credits and always transfer payments is this with the article referring to here. So they actually get a net benefit of 9%. For doing nothing just being in the lower. That my friends. Is. Transferring. -- That is social that is exactly what it is but it's done and it's sneaky way most people would never -- and I think it's fair he would vote for. That's being done underhand at least some of the things in this minute administration are. Come. America's. Affected poverty rate. Has dropped 40% since 1967. To 16%. From 26. He's ignoring all this and the reason is because he is entire. Goal and it's easy to drive a wing edge of -- between Americans. And all for political reasons. The only thing the only thing it ever gets people. Moving up. Is a growing economy. So he claimed for example in the speech did that we should use. Some money in tax money of course to quote create good jobs rebuilding our roads and bridges and airports. In the infrastructure. Well here's the truth of it. Spending by the government on non defense infrastructure since the president took office has dropped. The win that. Democratic congress you would call to passed. 8800. Billion dollar stimulus bill remember this. Seven -- of the total. Went to transfer payments. Medicaid's food stamps. -- checks to people to pay income taxes when I'm talking about here. That didn't create one job and it didn't create one opportunity for an American. So. -- is steadfast refusal to reform -- entitlement program. Threatens spending on the real things we need which are physical infrastructure. Education. Defense. And we have this unrestrained entitlement growth in the dead of course it's coming -- And it is going to compromise our economy this is what the big fellow was talking about what he sees coming in the news new here. We have we are creating a situation economically my friends it's untenable and un support double. And it is beyond belief. That he would be that he would point to income inequality. In his speech it actually say. He actually said the Affordable Care Act. Was one of these initiatives to improve the economy can you if it's bigger the imagination. Even though there is obvious. Ongoing evidence that this employer mandates discouraging full time employment. The majority of jobs this year had been part time jobs why. Largely because of obamacare. -- of payroll the population ratio and that that what that if the proportion of American population working full time his dropped. Almost two full percentage point we only have 43 point 8% of Americans working and let me tell you something else. Barring something. Dramatic. Part of this budget deal was hammered out was that these extended unemployment benefits we're gonna stop. After the first of the year. One point three million Americans are gonna run out of these 99 week unemployment benefits and able now be. Unemployed will. So they and that's just the start I have some. I'm just not even close to be in -- needed to get done coming anyway you here. I do wanna talk about all of the new taxes and fees in ways that you were going to have your money pilfered from you. From this government with obamacare that you probably don't even though is -- you you know you're not going to be here everything's gonna cost you -- how about. Also at the same time for paying more for literature also going to -- much higher taxes because of all this. And I'm gonna tell you about it -- gonna take some phone calls wouldn't come back with -- time to check in with missing any robards. -- he was happening on. News traffic and -- We'll cross -- traffic I hope there isn't a great deal of that and -- a big problem out there will. Lot of people down here on Woodruff in Garland tonight commissioner who shopping at the half I have to say this. In the world. Where the traffic engineers thinking. Or she may be we should say what with the people who built all of these businesses on Woodruff broad thinking. And now a -- ballots can you if you think would referral. Is an absolute nightmare now. What do you think it's going to be like when not only all the locals mart Cabela's and every other shop in the movies and everything else down there Woodruff. What do you hunt. I cannot imagine people pulling off the freeway on their way to Atlanta or Charlotte and adding to all that. Same number of blames. Man I've ever been tied to a whipping post and beef for a week and have to drive on Woodruff but of course working here I do so at the Joyce. Okay. Let us go and take some phone calls and you are the first and only phone call so far today Chris I appreciated how are you who. I'm Tony how are you doing deals the reason I'm calling I'm certainly easier. Complaints about the economy and give me about 12 goal in my list real quick. You know gas price has -- -- attempt to go down to 292. House prices in Greenville are moving. The S&P 500. Index that is. The -- draw operating deficit is now. The GNP growth it is. 4% of the latest we adjustments. And interest rates remain very low and traffic on wade Hampton is booming. Well of the tell me where my rot in all the well let's let me let me take time and luckily I should have a question all these things help. Such -- middle class people. So you know where -- Ross. I'll tell you where you let's start with the gas prices gas prices fluctuate up and down they are still the when he took office. Regular gas was 186 a gallon so let's start with a net. I know that isn't true because I know it was up. Three hours it back down to it that's my only and do they ever it is fluctuate they did their and how -- Answer your question or not. Thank you. So yes that part of my point they fluctuate however a look at up. They have never gotten back down to where they were before he took office that is effective they go up and down but they're still up dramatically no question about it. You say interest rates are down you think that's a good thing. All know it's not know. Do little economic history my friend annual fine and artificially low interest rates are not a good thing and for if I prime -- evidence take a look at Japan and its 25 year. -- secular bear market any struggling economy and the fifth time. That the Japanese. They add their version monitors and records of kept. Interest rates artificially low another example. One of the things that caused the crash of 0709. Was Greenspan artificially keeping interest rates well when creating a bubble which burst. We are on the edge of another you mentioned Wall Street. What is happening on Wall Street this year is completely. Anomalies and has no bearing on the overall economy so you busy giving me some things to think about how about this the percentage of Americans actually working. They stayed between fifty and 59% for 51 months in a row. I would say that's a pretty big indicator. As we -- the labor force participation rate returned to long term average of 65 point 8%. It is down eleven point 5% -- -- to -- The percentage of Americans actually working is lower than it has been since the seventies and most of those jobs are part time jobs. That's called the inactivity rates are you look at the inactivity rate gets me in 45 defeat you were working his reached an all time record low. Hi there. So. The number of working age Americans. Is down the middle wage jobs. Accounted for 60% of the jobs. Lost during the last recession that accounted for 22. Since that took place in 07 this -- all been on Obama's watch 47% of all adults have a full time job. You say. Look at all the traffic on Woodruff well that she has nothing to do with the economy it has to do with this being the day after Christmas and they're being supported for traffic planning so we throw that went overboard because it has no bearing on the larger issue. When Obama took office the average duration of unemployment was nineteen point eight weeks it is now 37 point two. So systematically. To one another. The number of start up. Jobs per thousand Americans by and in his administration bush senior eleven point three Clinton -- point two bush -- ten point eight Obama's seven. Point eight. According to the Census Bureau median household income in the US has fallen for five years in a row. So tell me. Is the economy doing good. Well the you know I know house prices it where we live out here on the east side are out in Greenbelt. That might be nice for your area but when you look on the entire -- we're talking about the nation for so so keep in mind Greeneville has. Don't -- better than many areas of the country however. Overall Los Vegas and in Atlanta in numerous. Communities around the country are not doing well. Already -- -- there -- bubble. Well they're not alone the entire. -- I have we share it with -- -- the chart in my office have been if you ever cared rob I'll show it to you it shows where we're of the overall real estate market -- Vs where it was before the market crash we're not even halfway back to where we work from home values national. It sure doesn't call. You know doesn't. Seem to assess what I see on the back of my own feeling -- -- -- bad person. Well that's you're welcome to admit that I'm I would only challenger to go ahead and and take a larger view because I'm not talking about wherever you live. What you saw on Woodruff I'm talking about the larger. World in this country in my employee overtime I'm sorry miss that many okay quick break we'll come back right after this. It. Welcome back -- about -- one. Other thing I just heard the story about supposedly the unemployment rate has dropped. They always use the -- three number which doesn't count those marginally employed. Who have given up looking for work or working part time so let us look bad remember that's called use it to them. In 2000 the highest guy -- was seven point 1%. Since Obama has taken office is continued to climb so when 2013. It started the year at fourteen point four. And it is now down to a mere thirteen point two. You can look at that -- -- -- things peachy keen and Rosie. Good luck on that -- all right bill appreciate your patience how are you. I'm well thank -- -- Christmas. Well all right let's get doubled it to mention time. Bonus. That it would outlook front. And out and wearing little motor boat was -- -- And I'll go to carry calculating and they were talking about developing. And he actually been working in the planning commission for years has. Have bachelors masters and humility that doctrine which helped county council. You need to make it wider you need to make the move further back from the road. You can build businesses like this it will be in in 1520 years. County council repeatedly still repeatedly does now they're saying. We don't need to do what you which below you know will gonna do all -- So it's really been carried -- a lot of fodder for ever in this county making a traffic were called -- they don't. People. 100000. Dollar stick advice and they don't like it. I -- so okay do you share that with me because I I I -- of court of course it -- it makes perfect sense. But. Except -- -- -- -- yeah. Yeah it's like asking you to arm our bread iced -- and I mean not only asking -- that -- -- -- and not taking. Just boost. From the right. Oppose these. Bone -- to do this. Well it's all these people that have interest in not like -- cost. Traffic lights cost you. It's. All things are. Always that. Imminent domain causes problems. I can't. You know we -- that kick the can down the road and the politics don't trust onlooker for a. Wow that is a very insightful call I do appreciate it can't. The problem is where we go from here is that I'm looking out it right now they've got -- where they gonna move it to they did pretty much no room left to lighten. They don't end but how would still. -- believe in the guy -- go to school and study. And -- -- and probably no better than someone who elected that might be a real tour. Might be. A bit Sudan or might not -- and you know. Totally not a little -- home maker sultan yeah. Let me give you another great example that just irks me everytime I see it. The bike lanes in Greenville. And had it not been for this big outcry at this -- they were they were trying to run another one on us to take a bunch highway money and create bicycling. They've Washington street is to. Or down right and Washington and church they make a likely do you know the statistic only 2%. Of people in this country commute on bike. You are seeing anybody in that -- but but now it's cut. How many cars go through downtown and all of his -- -- but the but the but they spandex crowd in city councilor pretty happy about it so. There are incredible. -- -- -- get a lot the integrity people living money more so than go remarks. Are producing lower interest rates when it was put that extra -- It was a mixture of both. I think I'll try to kind of address it may be -- -- combat pay you so much for that very insightful call. And the bliss they don't appreciate it got hit the break come back and takes -- more your calls and minutes. Some great test ticks here Tony the number of full time job same as it was in 1978 we've really made a lot of progress -- to -- progressive president we've we've lost nine million full -- jobs and feel like you're right. Tony you're correct and had a text about gas prices January 2009. Asking price dollar 85. This and another when prime illustration of feel a nominee that's very good. And isn't as different in my the only when insulted by the billboard signs since federal employees deserve extra benefits for their hard work no. You're not the only one. Leasing and get this question in -- before the top of the hour from -- because I do -- try to do with thumbnail. Of what caused the housing crash. Because that was a great question bill last vehement tried to didn't keep -- -- fifth graders version of here every day thank you for your your patients are on the hear how you. Well I'll look at it right you are. Getting. It was beginning to do is it actually gave a lecture on that to a group was -- that you -- so they they ask you never got it -- -- The whole thing is just a complete -- and what your gross. Are slow those. Are the but it -- -- -- like. Oh yeah it always. Has great. I know he is he dead -- -- he's good on lot of things but he Tim -- completely wrong on that one. Let me ask what are but one thing that people don't release -- it is that we. The passage -- obamacare will call us dedicate all August cutting out. Medicare -- Medicaid coverage recently it let it. Felt as an option then lost. It at all across. Things like these. You know. Nursing home's current -- to -- all the rest -- -- -- apple ordered this great college stage. -- -- -- What -- great exactly -- baby you're gonna -- and not get as -- -- in Texas when they have to decide do the do we pay. All of those union members nor are at the -- in the state workers all those things and they got promised are we gonna take care program on Graham ball. And that's going to be Colin Farrell and so -- Ordered by the year where the company. You're dead right on it -- today there is -- coming there's -- there are stole many. -- talked at the top of that when I started to show Dave about. It's like being aware they're managing all of these different elements coming together forming the perfect storm. And end they all are going to start interacting with one another and create what's called a negative feedback and economically. Let's start with the news or Obama here next year or not have a a lot of Hispanic you're gonna begin that. And equipment last spring and not think they don't have they can't do everything. I want premiums and so is the double trouble everybody that are much anything else. Well. On corporations. And problem. LD it's supposedly an old age people actually work early and have got to be aware that and it's going to be at. Well it is an an I've got a story -- on the recommit from the news to Dave. That of all the new taxes and -- be on top of all -- increases in costs. And the lack of availability in all and all that stuff. There are so many hidden taxes coming down the pike here with this thing and all the -- almost a stunning hit next year and you know what. If there's any silver lining it's happening in the year when we get to vote. And buddy unlike in this poll from CNN I think we're seeing the beginning of a trend here. Well let's hope the other side. -- Obama in those last budget resolution. Wake up. And besides historic and that they did they. I -- so listen great call thank you so much in hand -- name in. All right. Couple more hours is Stefan as a -- I know you you just called -- talk about traffic hang on we. And now I'll start the top of the hour with you now trying to get to some of -- other stuff as well sticker.